Major Digital Transformation in POSB Services: e-KYC & BO Interoperability Launched Nationwide

SB Order No. 06/2026

Introduction of e-KYC Operations & Interoperability of POSB Accounts in Branch Post Offices

Department of Posts | Financial Services Division | Effective from 22 June 2026

The All India Association of Inspectors & Assistant Superintendents, Posts

West Bengal Circle

Overview

The Department of Posts has launched e-KYC based transactions and BO Interoperability in Branch Post Offices through the DREAM Application across India with effect from 22 June 2026. This initiative aims to provide secure, paperless and customer-friendly banking services at Branch Post Offices.

Key Features

• Conversion of existing CIFs into Aadhaar-based e-KYC CIFs through biometric authentication.
• Paperless deposits up to ₹50,000 per day in POSA, RD and SSA accounts.
• Paperless withdrawals up to ₹20,000 per day from POSA accounts.
• No pay-in-slip or withdrawal form required for eligible Aadhaar-authenticated transactions.
• Instant SMS confirmation on successful transactions.
• Transactions can be performed from any Branch Post Office through BO Interoperability.

BO Interoperability

Aadhaar-authenticated customers can now perform transactions in eligible POSB accounts from any Branch Post Office, irrespective of where the account is maintained. This is a significant step towards enhancing customer convenience and accessibility.

Important Conditions

• Facility available only for Single Accounts.
• Not available for Joint Accounts and Minor Accounts.
• Mobile Number and Aadhaar must be linked with the CIF.
• From 01 September 2026, DREAM App transactions will not be allowed in accounts without a registered mobile number.

Simplified Procedure

1. Customer provides CIF/Account Number and Aadhaar details.
2. BPM initiates the transaction through the DREAM App.
3. Digital consent is obtained from the customer.
4. Biometric authentication is completed.
5. Transaction is processed instantly.
6. SMS confirmation is sent to the registered mobile number.

Benefits to Customers

• Paperless and hassle-free banking.
• Reduced paperwork and faster service.
• Enhanced security through Aadhaar authentication.
• Access to services from any Branch Post Office.
• Improved customer experience in rural areas.

Conclusion:
The introduction of e-KYC and BO Interoperability marks a major milestone in the digital transformation of Post Office Savings Bank services. It empowers customers with secure, paperless, and convenient banking facilities while strengthening the role of Branch Post Offices as modern financial service centres.

The All India Association of Inspectors & Assistant Superintendents, Posts
West Bengal Circle

📥 Download Official SB Order No. 06/2026

🏆 Post Office Authorized Cash Balance Calculator | PM Vol-VIII; Rule 140 Assessment & PDF Report Generator

📊 Authorized Cash Balance Assessment Calculator

Postal Manual Volume VIII Rule 140 Based Utility

The All India Association of Inspectors and Assistant Superintendents, Posts
West Bengal Circle

The All India Association of Inspectors and Assistant Superintendents, Posts, West Bengal Circle is pleased to share the Authorized Cash Balance Assessment Calculator, developed to assist departmental officers in assessing and revising the Minimum and Maximum Authorized Cash Balance of Post Offices as per Postal Manual Volume VIII, Rule 140.

✅ Automatic Calculation of Minimum & Maximum Authorized Cash Balance

📄 Professional PDF Report Generation

📱 Mobile-Friendly Interface

⚡ Quick Assessment Based on Rule 140 Formula

Note:

The calculator automatically generates a justification report based on Postal Manual Volume VIII Rule 140,

🚀 Open Calculator

© The All India Association of Inspectors and Assistant Superintendents, Posts
West Bengal Circle

Authorized Cash Balance Assessment Calculator

Postal Manual Volume VIII Rule 140 Based Assessment Tool

Office Details

Post Office Name

Present Minimum Balance

Present Maximum Balance

Ordinary Remittance Cycle (Days)

Special Remittance Time (Days)

Quarterly Cash Transactions

June Receipt

June Payment

September Receipt

September Payment

December Receipt

December Payment

March Receipt

March Payment

Developed for Departmental Assessment of Minimum & Maximum Authorized Cash Balance

My Employee App: A Game-Changer for GDS Performance Monitoring and Self-Service

📱 My Employee App

A Game-Changer for GDS Performance Monitoring & Self-Service

Prepared by The All India Association of Inspectors and Assistant Superintendents, Posts
West Bengal Circle

🚀 India Post Steps into the Future

The Department of Posts has introduced the My Employee App, developed by CEPT, to empower Departmental Employees and Gramin Dak Sevaks (GDS) with a modern digital platform for managing service-related activities.

This app is a complete performance management and self-service ecosystem that brings transparency, accountability and convenience directly to every employee's mobile phone.

⭐ Performance Points at Your Fingertips

GDS BPMs, ABPMs and Dak Sevaks can now monitor their performance in real time and understand how their daily work contributes to overall achievements.

• ✅ POSB Transactions
• ✅ PLI & RPLI Business
• ✅ IPPB Activities
• ✅ Mail Booking Performance
• ✅ Aadhaar Services
• ✅ Delivery Performance
• ✅ Financial Inclusion
• ✅ Customer Service Activities

🔍 Transparency Like Never Before

✔ View earned performance points instantly

✔ Track month-wise achievements

✔ Compare performance trends

✔ Identify improvement areas

✔ Monitor targets and accomplishments

✔ Receive real-time notifications

🏆 Benefits for BPMs

📊 Performance Monitoring

• Monitor Branch Office business
• Track POSB, Insurance & IPPB
• Measure Delivery Performance
• View Performance Points

🎯 Productivity Growth

• Identify low-performing areas
• Improve business generation
• Data-driven decision making
• Increase overall productivity

📋 Key Features

For GDS Employees

• Attendance Tracking
• Leave Management
• Profile Management
• TRCA Slip Generation
• Transfer Requests
• Issue Resolution
• Performance Dashboard
• Training & Development

For Departmental Employees

• Pay Slip Generation
• LTC Claims
• EL Encashment
• Income Tax Declaration
• Reimbursements
• GPF Management
• Issue Reporting
• Reports Dashboard

🔄 Rule-3 Transfer Requests Made Easy

One of the most useful features available for GDS employees through the My Employee App is the facility to submit and monitor Rule-3 Transfer Requests directly from the mobile application.

📱 Apply for transfer directly from your mobile.

📄 Upload required documents digitally.

🔍 Track application status in real time.

⚡ Faster processing through digital workflow.

📨 Receive notifications at every stage.

🗂️ Maintain complete application history.

🎯 Conclusion

The Performance Management feature empowers every GDS employee to monitor their contribution towards the growth of India Post through measurable performance points.

“How am I performing today, and how can I perform even better tomorrow?”

The All India Association of Inspectors and Assistant Superintendents, Posts

West Bengal Circle

Source: Department of Posts, Government of India – D.O. No. Tgy-RN0001(38)/1/2025-Technology-DOP dated 29.05.2026 regarding rollout of My Employee App.

📚 Children Education Allowance (CEA) in APT 2.0 – Step-by-Step Guide for Postal Employees

📚 Children Education Allowance (CEA) in APT 2.0

Step-by-Step Guide for Department of Posts Employees

🎓 The Department of Posts has introduced an online facility in APT 2.0 for submission and processing of Children Education Allowance (CEA) claims. Employees can now submit their reimbursement claims digitally through the Employee Portal.

🖥️ Step 1: Login to APT Employee Portal

• Visit: https://app.indiapost.gov.in/employeeportal
• Login using Employee ID and Password.
• Complete OTP/TOTP authentication.

📂 Step 2: Navigate to CEA Claim Section

Employee Self Service
↓
Employee Payments
↓
Pay Reimbursement
↓
Reimbursements
↓
Children Education Allowance (CEA)

📝 Step 3: Fill Required Details

• ✅ Select Child/Children
• ✅ Academic Year
• ✅ Class/Standard
• ✅ School/Institute Name
• ✅ Claim Amount
• ✅ Hostel Subsidy (if applicable)
• ✅ Remarks

📎 Step 4: Upload Supporting Documents

• 📄 School Fee Receipt
• 📄 Bonafide/School Certificate
• 📄 Other supporting documents as required

👀 Step 5: Preview & Submit

• ✔ Verify all details carefully.
• ✔ Click Preview.
• ✔ Click Submit.
• ✔ Note the generated Request ID for future reference.

📄 Step 6: Submit Physical Documents

Important:
Online submission through APT 2.0 is mandatory. However, employees must also submit the prescribed physical CEA claim form along with supporting documents to the concerned Office/DDO for verification and record purposes.

🔄 CEA Processing Workflow

Employee Submission
⬇
Verification Authority
⬇
Sanctioning Authority
⬇
DDO Disbursement
⬇
Payment Credited

⭐ Key Points to Remember

• ✔ Online submission in APT 2.0 is mandatory.
• ✔ Child details must be active in PIS.
• ✔ Keep supporting documents ready before applying.
• ✔ Preserve the Request ID until reimbursement is received.
• ✔ Submit physical documents promptly to avoid delays.

📌 Conclusion

The new APT 2.0 CEA module provides a simple and transparent digital process for reimbursement of children's education expenses. Ensure timely online and physical submission for smooth processing of your claim.

📥 Download official Order

West Bengal Circle PS Group ‘B’ Transfer & Posting Order Released on 01 June 2026

Transfer / Posting Order in PS Group 'B' Cadre

West Bengal Circle, Department of Posts

Order Dated: 01 June 2026

Issued By: Office of the Chief Postmaster General, West Bengal Circle, Kolkata.
The competent authority has ordered transfer/posting of regular and officiating PS Group 'B' officers with immediate effect in the interest of service.

Part - A : Transfer & Posting Orders

Officer	Present Post	Posted To
Sundar Gopal Bhattacharya	ADPS (TO), CO	HQ Region as ADPS (Estt., PN, P&SR)
Anup Kr. Giri	ADPS (Bldg.), CO	South Bengal Region
Partha Biswas	ADPS (Estt., PN, P&SR), CO	ADPS (TO), CO
Rahul Halder	ADPS (MM&PO), CO	Supdt., PSD, Kolkata
Sk. Samim Mehmud	Dy. Supdt. (HQ), RMS WB Division	ADPS (MM&PO), CO
Tushar Kanti Chowdhury	Supdt., Foreign Post, Kolkata	ADPS (Bldg.), CO
Subrata Samanta	Supdt. (Stg.), RMS WB Division	South Bengal Region

Part - B : Transfer & Posting Orders

Officer	Present Post	Allotted To
Anup Kumar Mondal	Dy. SP Howrah (Designated ADPS-I, SB Region)	Mails & BD
Satish Acharya	Supdt., PSD, Kolkata	Mails & BD

Important Notes

• Order takes immediate effect.
• TA/TP will be governed as per existing rules.

The All India Association of Inspectors and Assistant Superintendents, Posts ; West Bengal Circle

Published for information of postal employees and stakeholders.